Loan Product

Modified Rate Effective From

1. Loans against govt. securities

14 %

2. Housing loans/repaires

12 %

3.Trade/machinery loans

14 %

4.Educational loans

Up to 2 lacs 14

Above 2 Lacs 12

5.Transport operators

14 %

6.Retail & small business

14 %

7.Gold loans

12 %

8.mortgage loans

15 %

9.Vehicle loan

14 %

10.Demand/personal loans

16 %

11.Staff demand loans 

13 %