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Service Charges
| THE RAJADHANI CO-OPERATIVE URBAN BANK LTD., HYDERABAD-500 027 | |||
| UPDATED SCHEDULE OF SERVICE CHARGES EXCLUDING GOODS & SERVICE TAX (GST) | |||
| Relating to Deposit Accounts | |||
| Category of Charge | Charge Description | Charges Amount | |
| Cheque book facility: - | |||
| Free Cheque Books are issued | |||
| a) | Up to 30 leaves free for all Savings / Current / OD & SOD accounts in a calendar year | Free | |
| b) | Per leaf over Free cheques for all A/cs | Rs.3/- | |
| 1.2 | Stop payment Request | ||
| a) | Savings Accounts per Instrument for one single request letter. | Rs. 150/- subjected to max.Rs.500/- | |
| b) | Current / CC / OD / SOD Accounts per Instrument for one single request letter. | Rs. 250/- subjected to max.Rs.1000/- | |
| Account closure | |||
| Saving a/c closure within 1 year | Rs. 250/- | ||
| Current a/c closure within 1 year | Rs. 300/- | ||
| Minimum balance charges | |||
| Min. Bal. required | Charges | ||
| Savings General | Rs. 500/- only ATM card facility | ||
| Rs.1000/- (if cheque book facility) | |||
| Current acc / Overdraft acc | Rs.2000/- | ||
| PAN Card Services | |||
| Form Processing charges | Rs.100.00 | ||
| Local Cheque purchase | |||
| Monday to Friday | Cheques – Interest @ 22% for 3 days, min. Rs. 150/- | ||
| Drafts – Interest @ 20% for 3 days, min. Rs. 150/- | |||
| Working Saturday & Sunday | Cheques – Interest @ 22% for 5 days, min. Rs.150/- | ||
| Drafts – Interest @ 20% for 5 days, min. Rs.150/- | |||
| If instrument purchased is returned unpaid, in addition to normal return charges of Rs.150/- for S.B.Account and Rs.300/- for Current Account | |||
| /OD/SOD/CC Accounts, the following additional | |||
| charges shall be levied: -50% of the discount charges shall again be debited to account. | |||
| Mandate Management | |||
| Mandate including E-Mandate processing charges Rs. 150/- | |||
| ATM related charges | |||
| Debit Card issue while opening | Free | ||
| Reissue against loss of card | Rs. 150/- | ||
| Annual charges | Rs. 150/- per annum | ||
| Issue of new card on expiry of existing card | Rs. 150/- | ||
| ATM Transactions Charges | |||
| Financial Transaction and Non-Financial Transaction at other Bank ATMs after allowing free transactions as per RBI / NPCI Guidelines. | |||
| Transaction fees at Rajadhani Bank ATM(own card) | 5 times | ||
| ATM Debit Limits | |||
| 1.Cash Withdrawal Limit for ATM card | Rs.25000/- per day | ||
| 2 .POS & E-Com Transactions: | Rs. 1,00,000/- per day which includes the cash withdrawal limit of Rs.25,000/- per day. | ||
| Remittance facilities | |||
| Bankers cheques – issue | |||
| Up to Rs.3,00,000/- | Rs.30/- | ||
| Rs. 3,00,001/- to Up to Rs.6,00,000 | Rs.60/- | ||
| Rs. 6,00,001/- to Up to Rs.10,00,000 | Rs.120/- | ||
| Cancellation | Rs. 65/- | ||
| Revalidation | Rs. 65/- | ||
| Duplicate issuance | Rs. 125/- | ||
| COLLECTION/PAYMENT FACILITIES | |||
| OUTSTATION CHEQUES COLLECTION CHARGES: | |||
| Upto Rs.1,00,000/- | Rs.100/-+other bank charges, if returned Rs.200/- | ||
| Above Rs.1,00,000/- | Rs.200/-+other bank charges, if returned Rs.300/- | ||
| INWARD OUTSTATION CHEQUES COLLECTION CHARGES: | |||
| Upto Rs.1,00,000/- | Rs.50/-+ Rs.50/- towards postage, if returned Rs.200/- | ||
| Above Rs.1,00,000/- | Rs.150/-/-+ Rs.50/- towards postage, if returned Rs.300/- | ||
| LOCAL CHEQUE RETURN CHARGES (CHEQUES DEPOSITED FOR COLLECTION): | |||
| Saving accounts | Rs. 100/- per instrument | ||
| Current, OD & SOD accounts | Rs. 200/- Per instrument | ||
| CHEQUE RETURN-INWARD/ ECS DEBIT RETURN (INCLUDING CHEQUE PRESENTED OVER COUNTER FOR PAYMENT):- | |||
| Minimum for Savings accounts | Rs.300/- Rs.500/- | ||
| Minimum for Current and Advances accounts | |||
| LOANS & ADVANCES | |||
| Gold loan Processing charge | Appraisal Charges | 0.15% | |
| Maximum 750/- | |||
| Loans & advances charges | |||
| a. | Processing charge | ||
| 5 Lacs………………………………..1.00% | |||
| Below 15 Lacs……………………0.75% | |||
| Above 15 Lacs…………………..0.50% | |||
| b. | Legal and Valuation charges | ||
| Wherever valuer opinion is obtained from the valuer | Actuvals as per bill | ||
| Wherever legal opinion is Obtained from the Legal Advisor. | Actuvals as per bill | ||
| Penal Charges in Loan Accounts | |||
| 2% will be collected penal interest on all loans and advances if failed to pay in due dates | |||
| 4.3 | Bank guarantee charges | Against 100% Fixed Deposit. | |
| Guarantee issued by Rajadhani Bank | 2% p.a. of the guaranteed amount with a minimum of Rs.500/- | ||
| If issued Against properties: | 3% p.a. of the guaranteed amount with a minimum of Rs.500/- | ||
| In case counter guarantee provided by immovable property the Bank will charge interest @15% p.a for the total period of | |||
| Bank Guarantee on the funds parked. Plus Actuals of other bank commission | |||
| Issue of Xerox copy of Documents from Loan Files : | Rs.125/- +Xerox charges at Rs.3/- per page | ||
| MISCELLANEOUS | |||
| Rent on Lockers for all Branches: | |||
| Size | Locker Type | Rent | |
| Very Small | Very Small | Rs.1000/-p.a | |
| Small | Small | Rs.1500/-p.a | |
| Medium Large | Medium Large | Rs.2000/-p.a | |
| Large | Large | Rs.3000/-p.a | |
| Issue of Statement :- | Account Statement it is issued for second time for full year | Rs.125/- | |
| Issue of duplicate pass book | Rs. 100/- | ||
| Signature / Photo verification certificate / Miscellaneous | Rs. 100/- | ||
| Enquiry / Record copy of paid cheque / pay in slip | Rs. 125/- + Charges levied by | ||
| SERVICES RENDERED FREE OF COST | |||
| a. | Balance enquiry | ||
| b. | Monthly Statements | ||
| c. | Collection of local Cheques | ||
| d. | Standing Instruction | ||
| e. | No Dues Certificates | ||
| f. | Balance confirmation certificate | ||
| g. | Account status certificate | ||
| h. | Use of ATM / Debit card | ||
| i. | Funds Transfer through Mobile Banking. | ||
| j. | Inward / outward fund transfer (IMPS/UPI) | ||
| k. | Inward fund transfer (RTGS / NEFT & Outward NEFT through Mobile Banking) | ||
